7 Alternatives to Perpay for Making Affordable Purchases Online

Perpay

vs.

Afterpay

36

Perpay and Afterpay are both mobile-friendly payment platforms that allow customers to make purchases without having to pay the full amount up front. Both companies offer convenient, secure payment plans with easy checkout processes. The main difference between Perpay and Afterpay is the duration of their payment plans. Perpay offers weekly installment plans over a period of 6 weeks, while Afterpay allows customers to spread out payments over 4 installments that can be paid every 2 weeks. Perpay requires a down payment on all purchases and has a minimum order value of $35. Afterpay does not require a down payment and has no minimum order value for purchases. Additionally, Perpay offers more flexible repayment terms than Afterpay, allowing customers to adjust their repayment schedule as needed. Both platforms provide secure end-to-end encryption for customers’ personal information, making them suitable for online purchases. Perpay also provides additional fraud protection through its 3D Secure technology, which helps protect customers from potential identity theft or credit card fraud.

Perpay

vs.

Fingerhut

115

Perpay and Fingerhut are both online retailers offering consumer goods such as electronics, apparel, furniture, and home goods. Both websites offer customers convenient payment plans without the need for credit. While both sites provide a great way to purchase goods with a budget-friendly payment plan, they do differ in features. Perpay offers customers the ability to select items from their marketplace of over 500 brands, or shop directly from the partner stores listed on the site. They also provide customers with personal financial management tools that help track spending and keep budgets on track by creating automated payments. Additionally, Perpay provides access to exclusive discounts with partner stores. Fingerhut offers customers a wide variety of items from their own catalog as well as third-party retailers like Nike and Apple. They also provide customers with access to special financing offers that allow them to pay for purchases over time without any interest charges. Additionally, Fingerhut rewards loyal customers with exclusive savings opportunities and opportunities to earn rewards points.

Perpay

vs.

Klarna

8

Perpay and Klarna are two websites that offer similar services, primarily in the form of financing options for customers. Perpay is a direct-to-consumer online platform where customers can buy items from participating retailers and finance them with zero interest, no upfront payments and five easy installments. On the other hand, Klarna provides a unique shopping experience as customers can make purchases from several thousand online stores, then split the cost into four equal payment installments with zero interest or fees. Both websites have a few key features in common; both offer flexible payments with no interest, no setup costs and no impact to credit score. They also have customer service teams available to answer any questions related to their respective services. The main difference between Perpay and Klarna is that Perpay offers direct financing while Klarna partners with retailers or merchants to offer financing solutions.

Perpay

vs.

Zebit

60

Perpay and Zebit are both online payment and purchase platforms that offer buyers options for budget-friendly payments. Perpay offers a buy now, pay later service that allows customers to make small weekly or biweekly payments on their bills without the need for a credit check. Customers can shop from thousands of stores across the US with Perpay using financing plans tailored to their budgets. Zebit offers an open-term line of credit that is designed to help customers build better financial health. Customers can shop online at over 1,000 merchants with Zebit and pay off their balance over time without interest or fees. Both websites provide easy checkout processes and secure payment options, as well as detailed billing summaries to ensure customers know exactly what they're paying for each month.

Perpay

vs.

ZipPay

62

Perpay and Zip Pay are both websites that offer customers the ability to purchase items now and pay for them over time. Both sites offer customers an easy sign-up process and provide access to a variety of merchants. Perpay has a flat fee structure, meaning each payment is charged the same amount regardless of the amount owing. Zip Pay on the other hand, operates with a tiered interest rate structure, where payments under $1000 are free and payments over $1000 are subject to interest. With regards to payment flexibility, Perpay offers more payment flexibility as customers can adjust their payment dates at any time. However, Zip Pay does allow for early payments which may be beneficial for those looking to pay off their balance quicker. Finally, Perpay also offers customers access to exclusive discounts when shopping with participating retailers.

Perpay

vs.

Humm

115

Perpay and Humm are two e-commerce payment solutions that allow for flexible payments for customers. Perpay provides a way to buy the things you need now, and pay for them over time in fixed weekly or monthly payments with no interest. Humm provides layby services with 3-24 month payment plans, with no interest and fees ever. Both solutions offer eCommerce integration, customer protection, secure checkout, real-time monitoring and reporting, automated payments and risk management tools. With Perpay, customers have the flexibility of customizing their payment plans and can also receive rewards when they complete their purchases. With Humm, customers can shop online or in store at participating retailers while managing their order history all in one place.