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5 Alternatives to OppLoans: Finding Low-Cost Online Loans

By Gregor K. published about 2023-01-13 03:22:09

Are you looking for websites like OppLoans that offer similar loan products? If so, you've come to the right place! We have put together a comprehensive list of sites that provide fast and reliable loan services. From peer-to-peer lending to online banks, this list has it all. Each of these services has its own unique benefits, so you can compare them to find the best option for you. Read on to find out more about the different types of loans available from these similar websites like OppLoans.

OppLoans is a trusted lender providing fast, affordable personal loans up to $4,000. Our loans are designed to help you bridge the gap between paydays and cover emergency expenses.

Features

  • loans up to $4,000
  • fast and easy application process
  • no hidden fees
  • flexible repayment options
  • fast funding in as little as 1 business day

OppLoans Alternatives

PersonalLoans.com

PersonalLoans.com is an online marketplace that connects borrowers with lenders. You can quickly and easily compare personal loan offers from a variety of lenders to find the right loan for your needs.

Both websites are focused on helping people with bad credit get personal loans.

OppLoans focuses on installment loans and PersonalLoans.com offers both installment and short-term loans.

Is PersonalLoans.com a good alternative?
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Lending Point

Lending Point is an online lender that provides personal loans to borrowers with fair credit. With Lending Point, you can get loans up to $25,000 with rates as low as 9.99%. The application process is fast and easy, and you can get funds in as little as one business day.

Both websites offer personal loans to people with bad credit.

OppLoans offers installment loans while LendingPoint provides both installment and short-term loans

Is Lending Point a good alternative?
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Avant

Avant is a leading online lender offering personal loans and credit lines to borrowers of all credit levels. With our easy application process and fast funding, you can access the cash you need to cover unexpected expenses, pay off high-interest debt, and more.

Both websites offer personal loans to people with bad credit.

OppLoans offers installment loans while Avant provides both installment and short-term loans

Is Avant a good alternative?
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OneMain Financial

OneMain Financial provides personal loans to help consumers manage their financial needs. Our loan solutions are tailored to meet the needs of individual borrowers, so you can get the funds you need when you need them.

Both websites offer personal loans to people with bad credit.

OppLoans offers installment loans while OneMain Financial offers both installment and short-term loans

Is OneMain Financial a good alternative?
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Upgrade

Upgrade is a financial technology company that provides access to personal loans, credit building and credit protection tools. We help you manage your money, build your credit and protect your future. With our easy to use platform and helpful customer service, we make life more manageable and finances more accessible.

Both websites offer personal loans to people with bad credit.

OppLoans offers installment loans while Upgrade provides both installment and short-term loans

Is Upgrade a good alternative?
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Rocket Loans

Rocket Loans is an online lender offering personal loans designed to provide fast and convenient access to funds. With Rocket Loans, you can get a loan in just a few minutes and have the money deposited into your bank account quickly.

Both websites offer personal loans to people with bad credit.

OppLoans offers installment loans while Rocket Loans provides both installment and short-term loans

Is Rocket Loans a good alternative?
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NetCredit

NetCredit is an online lender that provides access to personal loans. With a simple application process and transparent terms, we make it easy to get the money you need.

Both websites offer personal loans to people with bad credit.

OppLoans offers installment loans while NetCredit provides both installment and short-term loans

Is NetCredit a good alternative?
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LendingClub

LendingClub is the nation's largest online credit marketplace, connecting borrowers and investors. They offer fast, convenient access to personal loans and investing opportunities. With LendingClub, you can get the funds you need to consolidate debt, cover unexpected expenses, or pay for a major purchase.

Both OppLoans and LendingClub offer personal loan services.

OppLoans offers short-term installment loans while LendingClub provides unsecured personal loans.

Is LendingClub a good alternative?
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Upstart

Upstart is an online lending platform that helps you get smarter about your finances. We offer personal loans with competitive rates, fast funding, and no hidden fees. Our goal is to make borrowing smarter, more affordable, and more accessible.

Both OppLoans and Upstart offer personal loan products.

OppLoans offers short-term loans with flexible repayment options, while Upstart provides longer-term loans with fixed interest rates.

Is Upstart a good alternative?
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OppLoans Head-To-Head

OppLoans is an online lending platform that provides quick access to personal loans for those who may not be eligible for traditional financing, such as from banks and credit unions. In this article, we will compare OppLoans with other websites that provide similar services, such as Lending Club and Prosper. We will look at factors such as the cost of borrowing, loan amounts available, borrower qualifications, and repayment terms. By the end of this article, you should have a good understanding of which website best meets your needs.

OppLoans
vs.
Avant

OppLoans and Avant are two online lenders that offer loans to consumers with bad or limited credit. Both companies provide personal loans, however OppLoans specializes in providing installment loans while Avant offers a variety of loan products including revolving lines of credit and installment loans. The application process for both companies is similar as both require basic information such as contact information, income, employment history and banking details. However, OppLoans requires applicants to have an active bank account, while Avant does not. In terms of loan amounts, OppLoans offers loan amounts from $500 to $5,000 with repayment terms ranging from 6 to 36 months. In comparison, Avant's loan amounts range from $2,000 to $35,000 with repayment terms from 24 to 60 months. Additionally, OppLoans has no prepayment penalty for paying off your loan early whereas Avant charges a fee for prepaying on their installment loan products. Both companies also offer customer service support via phone and email during normal business hours although OppLoans provides live chat option as well.

OppLoans
vs.
LendingClub

OppLoans and LendingClub are two popular online lenders that offer personal loans. OppLoans has a unique focus on providing loans to borrowers with subprime credit, while LendingClub is more focused on providing prime-rate loans to borrowers with good credit. For both companies, the loan application process is completed online and typically takes just minutes to complete. With OppLoans, you can receive funding in as little as one business day, while LendingClub offers same or next day funding in some cases. Both companies offer fixed-rate APRs ranging from 6.00% - 99.00%, depending on your creditworthiness and other factors. OppLoans also offers much longer repayment terms than LendingClub, with options ranging from 6 - 36 months versus 3 - 5 years for LendingClub. In addition, OppLoans gives customers access to a free credit education program that provides resources and tools to help them build their credit score. Both companies have strong customer service teams available via phone, email or live chat during regular business hours to answer any questions you may have regarding the loan process.

OppLoans
vs.
Upstart

OppLoans and Upstart are both online personal loan services that provide borrowers with fast access to funds. Both companies offer loans up to $40,000, but OppLoans specializes in offering those with bad credit access to loans, while Upstart focuses more on providing people with an alternative to traditional credit sources. OppLoans requires no minimum credit score for approval and offers lower interest rates than most other online lenders. Upstart, on the other hand, looks at a variety of factors including educational background and job history in order to approve borrowers. OppLoans allows borrowers to receive their money within one business day of submitting an application, whileUpstart can provide funds within two days. In addition, OppLoans does not charge any prepayment penalties or hidden fees for early repayment, whereas Upstart does impose these charges. Overall, OppLoans is ideal for those with less-than-stellar credit who need fast access to funds without paying exorbitant interest rates or extra fees. Upstart provides a good option for those looking for a more comprehensive loan experience that takes into consideration additional criteria besides just credit score when approving applicants.


History of OppLoans

OppLoans is a financial technology company that was launched in 2012. It is an online lending platform that provides installment loans and lines of credit to individuals who have limited access to traditional banking. OppLoans is committed to providing fair and responsible lending to borrowers. It is headquartered in Chicago, IL and is available in 20 U.S. states.


OppLoans Status

The OppLoans website on online and reachable (last checked on 2024-11-28 01:01:00).

Online
Last checked 2024-11-28 01:01:00.
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Comments

  • Now I don't have to worry about being stuck with just OppLoans - phew!

    2023-10-24 19:26:42 ·
  • I feel like I'm in a candy store of loan services!

    2024-02-07 05:56:18 ·
  • My wallet just got a lot lighter with these great loan options!

    2024-03-20 12:01:51 ·
  • Gee, I can't wait to share this list with my friends so they can quickly find themselves in debt too!

    2024-03-27 01:14:15 ·
  • Wow, now I don't have to just rely on OppLoans for my loan needs - phew!

    2024-04-09 08:12:08 ·
  • I'm so relieved to know that my loan options aren't just limited to OppLoans - whew!

    2024-05-30 06:36:45 ·
  • What a great way to get out of debt - by finding more loan services!

    2024-06-24 09:08:43 ·
  • Finally, a list of services to help me dig myself an even deeper financial hole!

    2024-08-29 19:08:17 ·
  • Yay, more options to find myself in an even bigger money mess!

    2024-10-29 02:12:23 ·
  • Ah, another way to get myself into debt - thanks for the options!

    2024-10-29 19:39:53 ·