Top Alternatives to Best Egg: A Comprehensive List of Similar Sites

Best Egg

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Avant

67

Best Egg and Avant are both personal loan websites that offer unsecured loans with fast funding options. Both sites offer loans with fixed interest rates, repayment terms of up to five years, and no origination fees. Best Egg also offers pre-qualification in just a few minutes and funds can be available as soon as the next day. Avant provides help with credit score improvement and personalized customer support. Both websites have online applications that require basic information such as income, housing costs, and employment history. While both websites offer similar services, they differ in eligibility requirements and loan amounts offered. Best Egg offers loans between $2,000-$35,000 while Avant offers loans between $2,000-$50,000. Eligibility for Best Egg is limited to individuals with a minimum FICO score of 660 or higher and an annual income of at least $24,000. Avant requires no minimum FICO score but does require at least one year of credit history with no delinquencies in the last 12 months.

Best Egg

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LendingClub

58

Best Egg and LendingClub are both peer-to-peer lending websites that offer personal loans to borrowers. Both sites have similar features, such as helping borrowers find a loan with competitive interest rates, allowing them to compare different loan options, and providing secure online applications. Best Egg’s primary focus is on providing quick access to funds for expenses such as debt consolidation or home improvements. They also provide flexible repayment options and no prepayment penalties for early repayment. LendingClub offers a wider range of loan products, including fixed rate and variable rate loans for larger purchases such as cars or medical procedures. They also provide personalized advice based on your credit score and other factors, as well as automated payments management tools to help you stay on track with your payments.

Best Egg

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Happy Money

22

Best Egg and Happy Money are both online lending services that offer loans to customers to use for a variety of different purposes. Both websites have similar loan terms, with minimum loan amounts ranging from $2,000-35,000 and repayment terms ranging up to five years. One major difference between the two sites is that Best Egg offers pre-qualification, allowing customers to check their rate eligibility without impacting their credit score. Happy Money does not offer this feature. Both companies also offer automated payments from a bank account or credit card, but Best Egg offers additional features such as optional payment protection in case of illness or job loss. In addition, Best Egg has a dedicated customer service team available via phone and email while Happy Money only provides email support. This can be especially important if customers have questions about their loan or need help setting it up correctly. Overall, while both services offer similar loan products to consumers, Best Egg's additional features and customer service make it a more robust offering than Happy Money.

Best Egg

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SoFi

48

Best Egg and SoFi are both personal loan websites offering loans for a variety of purposes, from debt consolidation to home improvement projects. Both sites offer quick application processing and funding, with Best Egg featuring five-minute prequalification and funds available as soon as the next day, and SoFi featuring one-day review for prequalification and same-day funding when approved. Best Egg offers term lengths ranging from 36 to 84 months, while SoFi's terms range from 24 to 84 months. Both sites also offer fixed APR rates with no prepayment penalties, allowing borrowers to save money on interest costs by making additional payments. Additionally, Best Egg includes an easy online dashboard that allows borrowers to view their loan details, track payments, and make extra payments. The two websites differ in their eligibility requirements – Best Egg requires applicants have a minimum credit score of 640 in order to qualify for a loan, while SoFi does not specify a minimum credit score in its eligibility criteria. However, SoFi does require applicants to have at least $5,000 in annual income or $50,000 in total assets or savings in order to qualify for a loan with them.

Best Egg

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LightStream

22

Best Egg and LightStream are both online loan services that specialize in personal loans. Both offer quick online applications and fast decisions on loan approvals, allowing customers to quickly receive their funds. Best Egg is designed for larger loan amounts, up to $35,000, with terms ranging from three to five years. On the other hand, LightStream offers larger loan amounts up to $100,000 with terms ranging from two to seven years. Both Best Egg and LightStream have competitive interest rates and no fees or prepayment penalties. However, customers of Best Egg may be required to pay an origination fee when taking out a loan while LightStream does not charge any origination fees. Both online loan services also provide helpful customer service options such as a live chat feature and phone support. Additionally, both companies make it easy for customers to track their progress or make payments with secure online accounts.

Best Egg

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OneMain Financial

100

Best Egg and OneMain Financial are both online lenders that specialize in personal loans. Best Egg offers fixed rate loans with terms of up to five years. They have a speedy application process, with funds typically arriving within one business day after approval. OneMain Financial has a more traditional approach, offering variable-rate loans with terms up to 60 months. They also provide personalized loan options through their branch network. Both companies offer mobile apps for convenient loan management.

Best Egg

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Prosper

14

Best Egg and Prosper are two popular peer-to-peer lending websites that offer a variety of loan options for individuals. Best Egg has a streamlined application process and quick turnaround time for loan decisions, while Prosper is more flexible in terms of eligibility requirements and loan amounts. Both companies have competitive interest rates and repayment terms, making them attractive to many borrowers. Best Egg has an easy-to-navigate website with plenty of information about their services, while Prosper focuses more on providing resources to help customers understand their options. Additionally, both sites allow customers to make extra payments at any time or refinance existing loans without penalty. Ultimately, both Best Egg and Prosper provide convenient options for borrowers seeking fast access to funds with competitive rates.

Best Egg

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Payoff

49

Best Egg and Payoff are two websites that offer loans to individuals. Best Egg specializes in providing unsecured personal loans while Payoff offers loans specifically for refinancing existing debt. Both websites offer quick loan decisions, with Best Egg providing a decision within minutes and Payoff taking up to three days. Payoff offers more flexible loan repayment terms than Best Egg, ranging from two to five years, whereas Best Egg’s loans have a maximum repayment period of three years. Both sites allow customers to check their rates online before applying for a loan and provide customer service through phone and email. Best Egg also has a feature allowing borrowers to increase their initial loan amount after the initial loan is approved, which is not available on Payoff’s website. Additionally, Best Egg provides 24/7 access to an online dashboard where customers can view their loan details, make payments, set up automatic payments and schedule extra payments. This feature is not offered by Payoff.

Best Egg

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Upstart

20

Best Egg and Upstart are both online lending companies that specialize in personal loans. Best Egg provides loans up to $35,000 with terms of 36 or 60 months. With Best Egg, you can get your money within one business day and the application process is quick and easy. Upstart offers loans up to $50,000 with terms of 3 to 5 years. In addition, Upstart uses a data-driven underwriting model that evaluates more than just credit scores when assessing loan applications. Both companies offer competitive rates and clear explanations of fees and repayment options. With Best Egg, you can apply for a loan online or through the phone while Upstart only offers online applications. Both websites also provide helpful resources such as budgeting tools and financial calculators to help customers make informed decisions about their loan needs.

Best Egg

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Upgrade

27

Best Egg and Upgrade are both online lending companies that provide personal loans to consumers. Best Egg offers fixed-rate, unsecured personal loans with terms of up to five years. Upgrade offers variable-rate, secured or unsecured personal loans with terms of up to seven years. Best Egg allows borrowers to pre-qualify for a loan online without affecting their credit score, while Upgrade requires a hard credit pull when applying. Both companies offer competitive interest rates and fast loan processing timeframes. Best Egg requires a minimum credit score of 640 and an annual income of $60,000 or higher to qualify for a loan, while Upgrade requires a minimum credit score of 620 and an annual income of $45,000 or higher. Best Egg has no origination fees and no prepayment penalties whereas Upgrade charges origination fees ranging from 0 - 6% depending on the customer's credit profile and does not have any prepayment penalties.