5 Alternative Websites Like Acima for Shopping On Credit

Acima

vs.

Affirm

2

Acima and Affirm are both online payment platforms that offer their customers a variety of services. Acima offers customers the ability to purchase items online with no credit needed and offers payment plans with various terms, including weekly, bi-weekly and monthly payments. On the other hand, Affirm provides customers with financing options for purchases made in stores or online. With Affirm, customers can choose from payment plans ranging from 3 to 24 months. Both services also allow customers to check out instantly and provide clear monthly statements that show how much has been paid towards their purchase. Additionally, both services have mobile apps so customers can manage their payments on the go. Ultimately, both Acima and Affirm offer users convenient ways to purchase items without needing traditional credit while providing a range of payment plans to meet different needs.

Acima

vs.

Rent-A-Center

50

Acima and Rent-A-Center are both websites that offer furniture and appliance rental services. Both sites allow customers to pay in installments with no credit needed. Acima offers products from a variety of brands, while Rent-A-Center specializes in name brand products such as Ashley Furniture and Samsung appliances. Acima allows customers to rent or own their items after the payment plan is complete whereas Rent-A-Center requires customers to return the item at the end of the payment period. Both sites offer free delivery and setup, however Acima also provides free repair services if an item becomes damaged during use.

Acima

vs.

Snap Finance

95

Acima and Snap Finance are two different websites offering a wide range of financial services. Both websites offer customers the ability to purchase products with no credit needed and flexible payment plans. Acima specializes in providing short-term loan solutions, such as lease-to-own agreements and rental programs. They also provide customers with access to financing for furniture, mattresses, appliances, electronics, home décor, and more through their network of retailers. Additionally, Acima offers free delivery for qualifying purchases which can save customers time and money. Snap Finance focuses on providing long-term loan solutions such as installment loans and lines of credit. They also offer customers access to financing for furniture, mattresses, appliances, electronics, home décor, and more through their network of retailers. With Snap Finance’s ‘Shop Now Pay Later’ program customers can get approved fast with just a few clicks online or over the phone and have access to up to $3,000 in spending power without needing any credit history or bank account information. Both Acima and Snap Finance make it easy for customers to apply online or over the phone in minutes and provide quick approval decisions so they can enjoy their purchased items right away.

Acima

vs.

Katapult

58

Acima and Katapult are two websites that offer financing for purchases. Acima is an online leasing service, providing no credit needed options with flexible payment plans to help customers purchase new items without making a hefty upfront investment. Customers can apply online and be approved in minutes, allowing them to get the things they need quickly and easily. Katapult offers a rent-to-own program that provides customers with an alternative to traditional financing methods. They require no long-term contracts or credit checks and offer flexible payment terms for those who qualify. Both websites provide fast approval times, easy application processes, and convenient payment options, but Acima stands out with have no down payments required.

Acima

vs.

Progressive Leasing

32

Acima and Progressive Leasing are both rental purchase options that provide customers with a way to acquire furniture, electronics, appliances and more without using credit. Acima bills monthly through a flexible payment program while Progressive Leasing bills quarterly. With Acima, customers can get their product within 24 hours of approval while Progressive Leasing requires processing time before the product is available. Both companies also offer instant approval. Acima offers an extended warranty option as well as an option for early payoff discounts, but Progressive Leasing does not have any of these features. Both companies also have mobile apps for easy access to account information and payment status.